During his inaugural address, the Minister of Finance and Budget, Hervé Ndoba, set the course by emphasizing the need to move beyond mere discussion forums and elevate these days into a true crossroads of operational solutions, focused on access to credit and investment financing.


At the heart of the concerns raised during these sessions is the orientation of financial flows toward value-added sectors such as agro-industry, infrastructure, energy, and digital. To overcome the traditional reluctance of the banking sector toward risk, the Central African government is betting on adapted risk-mitigation instruments, such as the National Guarantee and Investment Fund. This mechanism aims to share risk among project promoters, banks, and public authorities, thereby lifting one of the major barriers to financial inclusion for very small, small, and medium enterprises (VSEs and SMEs). Often penalized by insufficient formalization and fragile balance sheets, these entities nonetheless constitute the productive fabric of the subregion and its main reservoir of employment.


This 2026 edition is further enhanced by its coupling with the Cemac Bankers’ Days, offering a conducive framework to cross the perspectives of regulators, central bank governors, and credit institution leaders. Gathered around the theme of resilience in the face of economic uncertainties and technological transformations, participants are working on the levers that enable the conversion of dormant savings into productive capital.


Whether it is encouraging the rise of fintechs, accelerating electronic payments, or structuring a financing continuum ranging from bank credit to capital markets, the ambition displayed in Bangui is to equip Central Africa with a robust financial ecosystem resolutely oriented toward industrial expansion.


BCN

Tags: bangui financial days système financier accès au crédit financement investissement tpme fonds national de garantie inclusion financière agro-industrie infrastructures fintech