This system targets owners of cars, motorcycles, and trucks, who can now complete their procedures and pay their premiums directly at multiservice points connected to the technological infrastructure.

Beyond individual customers, the partnership includes a dedicated component for businesses. These entities can now centralize the management and payment of premiums related to their vehicle fleets, as well as coverage for their employees, via the Smobilpay payment interface. For Smobilpay network partner agents, this service diversification generates new revenue streams tied to transaction volumes formalized through the platform, although the financial terms and commission schedule have not been disclosed by the parties.

This initiative unfolds against the backdrop of preparations for the dematerialization of insurance certificates, a priority project led by the Cameroonian Association of Insurance Companies. While anticipating upcoming regulatory developments in digital control by license plate, this collaboration takes place in a dynamic national market. For reference, official data communicated by the Ministry of Finance indicate a total turnover of 288.7 billion FCFA for the insurance sector in 2024, of which 190.3 billion FCFA pertains solely to the IARD branch, which encompasses automobile risks. The actual effectiveness of this new digital channel in gaining market share for the participants remains, however, contingent on its effective deployment on the ground.


Asaba

Tags: assurance automobile digitalisation souscription paiement primes cova maviance smobilpay flottes entreprises attestations assurance secteur assurantiel cameroun iard risques automobiles dématérialisation services