This institutional refusal marks a disagreement with two draft regulatory texts that provide for the entry into force of stringent banking prudential standards for Deposit Funds in the integration zone as of January 1, 2027, with a compliance deadline set for August 31, 2028.

The technical breaking point crystallizes around the requalification of consigned financial assets. Article 2 of the first draft text integrates the custody of dormant funds and judicial or administrative deposits into the category of ordinary banking operations, subjecting public organizations to the solvency and risk division obligations dictated by the Douala Convention of January 17, 1992. The CDEC management contests the regulatory assimilation, recalling that a state deposit institution has neither private social capital nor commercial shareholding, but relies exclusively on the financial guarantee of the State. For the Cameroonian operator, the mechanical application of banking liquidity criteria would paralyze a sovereign instrument for collecting long-term savings.

The dispute has moved to the community judicial terrain to arbitrate the normative conflict. The registry of the CEMAC Court of Justice in N'Djamena recorded, as of September 8, 2025, two annulment appeals introduced by CDEC counsel against the initial decisions of the Committee of the Central African Monetary Union (UMAC) dated July 12, 2025, complemented on October 1, 2025, by requests for a stay of execution. The institution argues that the public deposit service falls within the internal prerogatives of the States and has not been the subject of any explicit transfer of competence to the community executive bodies, rendering the commission's control attempts null and void in light of primary attribution law.


Nlend Flore

Tags: economie cameroun souveraineté banque caisses de dépôts intégration africaine normes prudentielles droit bancaire cdec