Gross loans granted to customers thus reach 489.3 billion FCFA, an amount equivalent to 68.2% of the 717.2 billion FCFA in total deposits captured by the institution. This financial configuration illustrates the commitment of the Attijariwafa bank group subsidiary to financing the productive apparatus, through an architecture combining direct loans, cash facilities and leasing operations.


More specifically, the aggregate of loans comprises 395.9 billion FCFA in direct loans, 16.9 billion FCFA in lease financing and 76.5 billion FCFA in customer receivable accounts, which show a notable progression compared to previous months. On the asset side of the balance sheet, the employment structure is characterized by the predominance of medium-term financing, which concentrates the bulk of loans distributed to economic operators, while short-term loans actively support the operating cycle of partner companies.

Primarily fueled by sight deposits, which account for more than seven decades of global collection, the bank’s resource base testifies to the renewed confidence of savers and institutional investors.


Furthermore, the constitution of a substantial portfolio of investment securities and interbank operations, totaling more than 322 billion FCFA, attests to prudent liquidity management and an active position on sub-regional money markets.

This interim accounting snapshot, while insufficient on its own to forecast annual profitability or the dynamic quality of the risk portfolio, consecrates the upward trajectory of an indispensable banking actor in the CEMAC zone.


Backed by comfortable regulatory capital and supported by the expertise of a leading pan-African group, the institution continues its active contribution to the resilience and modernization of the national financial system.


Ndjomo Carlos