Performance: Ecobank Cameroon records net profit of 22.5 billion FCFA by end-August 2026
Ecobank Cameroon, the subsidiary of Ecobank Transnational Incorporated (ETI), confirms its growth trajectory following the first eight months of the 2026 fiscal year. According to accounting data, the institution has already achieved 82.4% of its record net profit of 27.292 billion FCFA from 2025, a year in which net profit rose by 30% compared to the 21.05 billion FCFA recorded in 2024, with a net banking income of 55.11 billion FCFA and a pre-tax profit of 28.928 billion FCFA.
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Analysts, however, caution that these interim figures call for prudence regarding the attainment of a new absolute record, with four months of activity remaining to be accounted for before the annual close.
This profitability is accompanied by a notable expansion of the loan portfolio granted to customers, which amounts to 250.662 billion FCFA as of end-August 2026, marking an increase of approximately 7%, or 16.36 billion FCFA more than at end-December 2025, when outstanding loans stood at 234.3 billion FCFA following a 51% surge in the prior year. The loan portfolio breakdown as of end-August shows 180.701 billion FCFA in long-term loans, 37.1 billion FCFA in medium-term loans, and 32.861 billion FCFA in short-term loans. On the other side, customer deposits reach 471.229 billion FCFA, rising by 1.2% compared to the 465.86 billion FCFA recorded at end-2025, and consist mainly of 342.974 billion FCFA in current accounts, 110.280 billion FCFA in savings accounts, and 17.975 billion FCFA in term deposits, bringing the loan-to-deposit ratio to approximately 53.2%, compared to 50.3% at the end of the prior fiscal year.
At the balance sheet level, the institution’s total assets amount to 622.710 billion FCFA as of August 31, 2026, versus 616.99 billion FCFA at end-2025, representing a 0.9% increase. Among major line items, investment securities and assimilated values total 271.423 billion FCFA, surpassing the volume of customer loans, while interbank and cash operations at sight reach 76.447 billion FCFA. Furthermore, the institution’s financial strength has been bolstered by the increase in its share capital to 25 billion FCFA from 10 billion FCFA previously, in compliance with new prudential requirements applicable within the CEMAC. This operational trajectory finally unfolds in the wake of a generous distribution policy toward shareholders, who had planned to distribute nearly 90% of the 2025 net profit, or approximately 24.5 billion FCFA from the 27.292 billion FCFA in profits earned.
Nlend Flore
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