Since the deployment of its activities on the local market on August 15, 2026, the financial technology company has integrated the country into its regional network already established in four other continental nations, namely Ghana, Kenya, South Africa, and Mauritius. Leveraging blockchain mechanisms and assets pegged to the US dollar, the system reduces transfer fees to 0.5% of the sent value, positioning itself against traditional channel tariffs that can reach up to 15% of billing. Free from requiring any dedicated app download, access to the service is carried out directly via the WhatsApp application, enabling full processing of payment orders within a 5 to 10-second interval.


The operational model, while avoiding the correspondent banking chain based in London or New York, streamlines commercial settlements between African economic operators and partners in the eurozone, the United Kingdom, or the United States. Thanks to the pegging of digital token value to the US currency, users are freed from the inherent volatility of non-collateralized crypto-assets. Moreover, the direct interconnection of payment corridors supports exchanges related to international trade and diaspora remittances.

Favored by the high mobile phone penetration rate, the simplification of monetary transactions accelerates financial inclusion for actors in the informal sector. The lowering of entry barriers will stimulate the competitiveness of small and medium-sized export enterprises.

Supported by the growing adoption of financial technologies, the emergence of decentralized payment protocols is reconfiguring the market for interstate settlements.


The generalization of low-cost transfer solutions will impose itself as the true engine of sub-regional economic integration.


Asaba

Tags: paiements transfrontaliers blupay cameroun fintech blockchain whatsapp transferts d'argent inclusion financière afrique crypto-actifs