Concluded on the sidelines of the Forep economic forum organized by Promote, the agreement provides for a five-year deployment of assets, combining liquidity provision and technical management support. The operation goes against the trend of the financial market, marked by increased caution from lenders towards local small and medium-sized enterprises.

The capital injection responds to the inclusion directives set out in the agreements concluded in 2023 between the Cameroonian lender and the International Financial Corporation (IFC), a subsidiary of the World Bank. The terms of the credit line required a minimum allocation of 25% of financial support to structures managed by women. The choice of Msmi Africa, a company based in the Douala-Bassa industrial zone and led by Audrey Augustine Ngo Yetna, validates the application of the buyer's social responsibility charter. The beneficiary unit, which employs around fifty employees, deploys its expertise in engineering, mechanical manufacturing, and agro-industry, segments identified by state planning programs for economic diversification.

The macroeconomic analysis of the first quarter of 2026 highlights the uniqueness of the refinancing, as the total outstanding loans granted to small Cameroonian industries has contracted by 5.76%, falling from 600.4 billion to 565.9 billion FCFA. The cost of money remains prohibitive for the productive base, with the average effective global rate (TEG) standing at 11.85% in traditional banking channels. For La Régionale Bank, the only Cameroonian banking entity listed on the Central African Stock Exchange (BVMAC), the commitment validates the profitability of its transformation model. The network of 42 agencies capitalizes on an ascending accounting trajectory, with the bank's net profit having increased by 403% in one year, standing at 821 million FCFA at the end of the 2025 financial year.


BCN

Tags: financement banque entreprise africa cameroun economie investissement credit entreprise locale developpement economique